Simple pricing.
Replace three tools.

One subscription covers underwriting, portfolio monitoring, and loan operations. No per-borrower fees. No hidden costs.

Plans

Three tiers. One platform.

Starter
$2,500
per month

For solo credit officers and emerging lenders managing a growing loan portfolio.

Start 14-Day Pilot
3 users
Credit Analyst module (full)
Loan Operations module (full)
Up to 10 active borrowers
5 report templates
Email support
Growth
$6,000
per month

For credit funds with active portfolio monitoring, multiple deal types, and growing teams.

Start 14-Day Pilot
10 users
All three modules
Borrower Portal included
Up to 30 active borrowers
Unlimited report templates (+ custom)
Covenant monitoring & alerts
Portfolio analytics dashboard
LP quarterly report generation
Priority support
Enterprise
Custom
contact for quote

For institutional funds with complex credit policies, multiple teams, and compliance needs.

Contact Sales
Unlimited users
All modules + AI Command Center
Unlimited borrowers
Custom credit policy frameworks
API access & integrations
SSO & advanced access control
Dedicated onboarding
99.9% SLA

Beyond the Plan

Every plan starts with a pilot

Pilot First, Contract Second
Every plan starts with a 14-day pilot. Run real deals through LUCIA. If it doesn't save you time and money, you pay nothing.
The ROI Math
If you're currently paying for separate underwriting tools ($1,200+/month) and portfolio management platforms ($40K+/year), LUCIA's Growth plan saves you over $45,000/year — and eliminates 2-3 hours of manual work per borrower per month.

See it before you commit.

Walk through the interactive demo with your own deal in mind. No sales call required to get started.

Try the Interactive Demo