Desk 03 · Loan Servicing
Statements the day revenue is reported.
Revenue lands, Lucia computes the payment from the facility's rate, splits it into principal, interest, and revenue share, and posts the statement. The billing run is reconciled before it sends.
- Reported revenue · September
- $612,400
- Rate
- 6.5%
- Payment due · Oct 5
- $39,806
Revenue in. Payment computed. Statement posted.
Revenue-based payments vary every period. The payment is the reported revenue multiplied by the facility's contract rate, split into principal, interest, and revenue share, and checked against the repayment cap.
- Reported revenue · September
- $612,400
- Contract rate
- 6.5%
- Payment due · Oct 5
- $39,806
A revenue-based facility repays as a percentage of reported revenue. Total repayment is capped at a multiple of the original principal—the cap. Cap progress tracks how much has been repaid against that ceiling.
Cap progress · $1.42M of $2.94M
What the desk does
- Billing statements per facility, per period
- Reminder cadence on your terms: 10, 5, and 2 days before due
- Payment history with principal, interest, and revenue share
- Cap progress and payoff tracking per facility
- Interest-only billing when a revenue report is late
- Billing Statement Center across every borrower
- Audit trail on every calculation, every statement
Fourteen statements. One billing run. Zero rekeying.
Every borrower's statement is computed, reconciled, and queued in a single billing run. Exceptions surface first; the rest sends on schedule.
| Borrower | Facility | Reported revenue | Rate | Payment due | Due date | Status |
|---|---|---|---|---|---|---|
| Steller Data | SD-01 | $1,240,000 | 4.5% | $55,800 | Oct 5 | Sent |
| Redtail Commerce | RC-01 | $388,900 | 7.0% | $27,223 | Oct 5 | Sent |
| Osprey Freight2 of 3 recent periods short-paid | OF-01 | $142,300 | 8.0% | $11,384 | Oct 5 | Reminder 2 queued |
| 3 of 14 statements shown | $94,407 | |||||
A portal, not an inbox.
Borrowers sign in once, see their statements and payment history, upload financials through Brain Link, and pay from the statement. Fewer emails on both sides; faster draws.
- Latest statement
- October 2026 · $39,806 due Oct 5 Sent
- Pay from the statement
- Receipts post to the ledger
- Brain Link upload
- Financials and deliverables due by the 5th
Ask about any statement
Who missed a payment this cycle?
Osprey Freight. Two of the last three periods were short-paid. The October statement for $11,384 is due Oct 5; reminder 2 has been queued. Caracara Media's August accounts are 12 days overdue—the cure period runs to Oct 15, and interest-only billing is in effect.
- [1]Osprey Freight · Billing statements · Oct 2026
- [2]Caracara Media · Deliverables calendar · Q3 2026
Portal access
Every payment posts to the ledger the underwriter built.
Operations, underwriters, and borrowers share the same record. The statement traces back to the data room the memo was built from.
Borrowers · your portal is at sign in