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How Brain Link works Send a secure upload link to the borrower. They open it, optionally enter a 6-digit verification code, and upload financial documents straight into this prospect’s Data Room — no Lucia account required. Files appear under the Data Room tab the moment they finish uploading and get auto-extracted into the screening pipeline.
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Executive Summary AI
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CONDITIONAL
AI Recommendation
Enter actual values for the criteria below and click Run Screening to evaluate.
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Text files (.txt, .md, .vtt, .srt, .csv …) — multi-select supported
AI Pre-Call Briefing Auto-generated
Latest Financial Trends
  • GMV grew 34% YoY to $28M, with strong Q1 momentum (+8% QoQ)
  • Net revenue margins compressed from 15% to 12% due to promotional pricing
  • Take rate stable at 15.2%, above policy threshold of 8%
Open Items
  • Cohort analysis not yet received (requested 2026-04-15)
  • Updated three-year forecast pending
  • IP assignment documentation outstanding
Anomalies Detected
  • Buyer repeat rate (35%) below policy threshold (40%) — 5pp gap
  • Net margin (12%) below policy threshold (15%) — 3pp gap
  • January GMV dip ($2.35M) vs December ($2.4M) — investigate seasonality
Suggested Questions
  • What specific initiatives are driving the buyer repeat rate improvement from 32% to 38%?
  • Can you walk us through the margin improvement roadmap and the 300bps target?
  • What's your enterprise tier pricing strategy and how does it affect take rate?
  • Are there seasonal patterns in GMV we should factor into covenant structures?
  • What's the timeline for the cohort analysis and forecast updates?
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